For many prospective international students, meeting the proof-of-funds requirement is a major hurdle in the visa application process. While popular study destinations like the UK, US, Canada, and Australia demand proof of financial capacity in the range of $10,000 to $25,000 (or more), some countries have much lower student visa fund requirements, making them significantly more accessible.
In this blog, we explore five countries in 2025 where international students can study with relatively low proof-of-funds requirements, without compromising on education quality.
1. Czech Republic – From $1,600 per year
If you’re looking for a European education on a shoestring budget, the Czech Republic tops the list. International students are only required to show around CZK 93,600 per year (about $1,600 USD) for living costs. You get access to the Schengen Zone for travel while you study.
- Tuition: Free for programs in the Czech language; English-taught programs cost about $3,000–$6,000/year.
- Proof of Funds: Bank statements or scholarship letters are accepted. You may also submit confirmation of accommodation if provided free or prepaid.
- Cost of Living: Very affordable compared to Western Europe; students can survive on $300–$500 per month depending on the city.
2. China – Around $2,500 per year
China is not only one of the world’s fastest-growing economies but also a rising education hub with over 500,000 international students annually. The government keeps the financial entry point relatively low. China also offers several government and university scholarships that cover tuition and living expenses.
- Proof of Funds: Applicants must show RMB 20,000–30,000 (about $2,500 USD) for one academic year.
- Tuition Fees: Range from $2,000–$5,000 per year for undergraduates.
- Accommodation: University dorms often cost less than $1,000 annually.
- Cost of Living: Affordable food, transport, and internet; some cities are more expensive (e.g., Shanghai, Beijing), but many are cheaper.
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3. Poland – About $2,300 per year
Poland combines high-quality European education with low living costs. It’s particularly popular among Nigerian, Indian, and Pakistani students for its affordability and work-study opportunities. Poland allows students to work up to 20 hours per week, and graduates can extend their stay to find work.
- Visa Fund Requirement: Students must prove they can support themselves with around PLN 10,500 (about $2,328 USD) per year.
- Tuition Fees: Generally between $2,000–$5,000/year at public universities.
- Documents Accepted: Personal bank statements, sponsorship letters, or scholarship awards.
4. Italy – $4,500 to $7,930 per year
Italy offers world-renowned education in fashion, arts, architecture, and engineering. While its financial requirements are higher than the first three countries, they’re still well below traditional English-speaking nations. Students are eligible for part-time work and can apply for regional grants even if they’re international.
- Proof of Funds: The government requires students to show €6,000–€9,000 (approx. $4,500–$7,930 USD) per year depending on the city.
- Affordable Tuition: Public universities typically charge $1,000–$3,000 per year. Regional scholarships can cover most expenses.
- Living Costs: Vary by city. Cities like Milan or Rome are more expensive, while smaller towns like Pisa or Bari are much cheaper.
5. Singapore – Around $6,175 per year
Singapore is a premium destination known for its innovation, research-driven universities, and proximity to Southeast Asia. While it may seem expensive, the minimum visa financial requirement is modest. Post-study work options are available under the Long-Term Visit Pass (LTVP) and other graduate work schemes.
- Proof of Funds: The minimum fund requirement for a student visa (Student’s Pass) is SGD 8,400, or about $6,175 USD per year.
- Tuition: With government subsidies (Tuition Grant Scheme), fees can be reduced by 50–70%.
- Living Costs: Generally higher than other countries on this list but manageable with student budgeting.